Fast Funding. Proven Results. Maximum Leverage.

The Southeast’s Premier Source for Single-Family Real Estate Capital.

We provide agile, business-purpose Private Money Loans up to 100% LTC for residential operators and target-yield, Asset-Backed Investment Opportunities for verified accredited capital partners across Texas and the Southeast Corridor.

Closing Deals in as Little as 7 Days across TX, AR, LA, MS, AL, GA, & TN.

Rates as low as 11.99% | 660+ Min. Credit Score | No Prior Experience Required.

Guiding Your Finances to Success Since 2007

Core Service Areas

Reliable Capital Across the Southeast Corridor

MEC Capital is the bridge between opportunity and execution. We specialize in financing and capital deployment for non-owner occupied, single-family residential (SFR) projects in:

  • Texas: Houston, Dallas, Austin, San Antonio
  • Georgia: Atlanta, Savannah, Augusta
  • Tennessee: Nashville, Memphis, Knoxville
  • The Deep South: Strategic lending in Arkansas, Louisiana, Mississippi, and Alabama.

Dual-Path Value Proposition

For the Single-Family Investor (Borrower)

100% Rehab Coverage

We fund the purchase and the renovation to maximize your leverage.

Rapid Underwriting

 Our localized knowledge means we don’t need 30 days to “study” the market. We know the Texas and the Southeast.

No Junk Fees

Transparent terms. Fast draws. Proven results.

Accredited Capital Partner

For the Passive Investor

  • First-Lien Security: Capital pools are structurally insulated by senior positions, backed directly by first-priority deeds of trust on single-family assets at a conservative 65-70% ARV.
  • Targeted Yield Profiles: Secure passive positioning to pursue 8-10%+ annualized targeted returns built on residential debt fundamentals.
  • Institutional Asset Management: Our team handles the heavy lifting—including exhaustive asset underwriting, regular construction draw inspections, and comprehensive loan servicing.

Proof of Results

The "MEC" Advantage

  • 7-Day Closings: Because in single-family, the best deals don’t wait for bank institutional committees.
  • Single-Family Focus: We don’t get distracted by retail or industrial. We are dedicated specialists in the residential asset class.
  • Scalable Tech: Use our custom Borrower Portal to generate instant Proof of Funds letters to win more bids.

LENDING DISCLAIMER: MEC Capital provides business-purpose, commercial real estate loans exclusively. Loans are strictly restricted to non-owner occupied residential properties intended for investment, construction, or rehabilitation. Under no circumstances are our lending products available for consumer, personal, family, or primary household use. Qualifying parameters, including “Up to 100% financing,” interest As low as 11.99%, and minimum 660 credit limits, represent baseline lending criteria and do not constitute an explicit commitment to lend. Final loan approval is dependent upon asset quality, debt-service capacity, and independent underwriting verification.

SECURITIES DISCLAIMER: Investment opportunities advertised on this website are offered under SEC Regulation D, Rule 506(c) private placements and are restricted exclusively to verified Accredited Investors. General solicitation via this platform is intended solely for individuals meeting SEC accredited definitions. Private placement investments are highly speculative, completely illiquid, carry an extreme degree of risk, and investors must be fully prepared to withstand a total loss of principal. Targeted or projected yields (including 8-10%+ projections) are estimates only, do not constitute guarantees of future earnings, and are subject to market conditions, borrower defaults, and macroeconomic fluctuations. First-priority liens mitigate, but do not completely eliminate, principal risk. Foreclosure processes resulting from borrower defaults can be lengthy and costly, potentially affecting underlying fund performance and liquidity. MEC Capital does not provide tax, legal, or investment advice. Securities have not been registered with or approved by the SEC or any state regulatory authority. Complete risk factors are detailed exclusively in the Private Placement Memorandum (PPM), which must be thoroughly reviewed prior to transferring capital.